Add a new schema version 5; now 4 means the directory meta may or may
not be upgraded.
Fixes#65: now it's possible to open the directory even if it lies on a
completely full disk.
(I also considered the names "capabilities" and "scopes", but I think
"permissions" is the most widely understood.)
This is increasingly necessary as the web API becomes more capable.
Among other things, it allows:
* non-administrator users who can view but not access camera passwords
or change any state
* workers that update signal state based on cameras' built-in motion
detection or a security system's events but don't need to view videos
* control over what can be done without authenticating
Currently session permissions are just copied from user permissions, but
you can also imagine admin sessions vs not, as a checkbox when signing
in. This would match the standard Unix workflow of using a
non-administrative session most of the time.
Relevant to my current signals work (#28) and to the addition of an
administrative API (#35, including #66).
