This PR also does backend format change to 1.0.1
from 1.0.0. Backward compatible changes are still
kept to read the 'md5Sum' key. But all new objects
will be stored with the same details under 'etag'.
Fixes#4312
This change is needed to make reading from objects future proof
in-terms of handling online disks. Our current counter is not
based on affirmative knowledge and relies on arithmetic sequence
which can lead to bugs.
Using modTime simplifies the understanding of `xl.json` and future
tooling / debugging of the format.
