Improve performance on multiple versions (#13573)

Existing:

```go
type xlMetaV2 struct {
    Versions []xlMetaV2Version `json:"Versions" msg:"Versions"`
}
```

Serialized as regular MessagePack.

```go
//msgp:tuple xlMetaV2VersionHeader
type xlMetaV2VersionHeader struct {
	VersionID [16]byte
	ModTime   int64
	Type      VersionType
	Flags     xlFlags
}
```

Serialize as streaming MessagePack, format:

```
int(headerVersion)
int(xlmetaVersion)
int(nVersions)
for each version {
    binary blob, xlMetaV2VersionHeader, serialized
    binary blob, xlMetaV2Version, serialized.
}
```

xlMetaV2VersionHeader is <= 30 bytes serialized. Deserialized struct 
can easily be reused and does not contain pointers, so efficient as a 
slice (single allocation)

This allows quickly parsing everything as slices of bytes (no copy).

Versions are always *saved* sorted by modTime, newest *first*. 
No more need to sort on load.

* Allows checking if a version exists.
* Allows reading single version without unmarshal all.
* Allows reading latest version of type without unmarshal all.
* Allows reading latest version without unmarshal of all.
* Allows checking if the latest is deleteMarker by reading first entry.
* Allows adding/updating/deleting a version with only header deserialization.
* Reduces allocations on conversion to FileInfo(s).

cmd/bucket-replication.go

@@ -724,7 +724,7 @@ const (
 // matches k1 with all keys, returns 'true' if one of them matches
 func equals(k1 string, keys ...string) bool {
 	for _, k2 := range keys {
-		if strings.EqualFold(strings.ToLower(k1), strings.ToLower(k2)) {
+		if strings.EqualFold(k1, k2) {
 			return true
 		}
 	}