diff --git a/cmd/globals.go b/cmd/globals.go
index 49cad382e..55d0b0617 100644
--- a/cmd/globals.go
+++ b/cmd/globals.go
@@ -102,7 +102,7 @@ const (
 	GlobalStaleUploadsCleanupInterval = time.Hour * 6 // 6 hrs.
 
 	// Refresh interval to update in-memory iam config cache.
-	globalRefreshIAMInterval = 5 * time.Minute
+	globalRefreshIAMInterval = 30 * time.Minute
 
 	// Limit of location constraint XML for unauthenticated PUT bucket operations.
 	maxLocationConstraintSize = 3 * humanize.MiByte
diff --git a/cmd/iam-object-store.go b/cmd/iam-object-store.go
index 736c523e2..d0c52ecba 100644
--- a/cmd/iam-object-store.go
+++ b/cmd/iam-object-store.go
@@ -19,6 +19,7 @@ package cmd
 
 import (
 	"context"
+	"fmt"
 	"path"
 	"strings"
 	"sync"
@@ -405,6 +406,136 @@ func (iamOS *IAMObjectStore) loadMappedPolicies(ctx context.Context, userType IA
 	return nil
 }
 
+var (
+	usersListKey                   = "/users/"
+	svcAccListKey                  = "/service-accounts/"
+	groupsListKey                  = "/groups/"
+	policiesListKey                = "/policies/"
+	stsListKey                     = "/sts/"
+	policyDBUsersListKey           = "/policydb/users/"
+	policyDBSTSUsersListKey        = "/policydb/sts-users/"
+	policyDBServiceAccountsListKey = "/policydb/service-accounts/"
+	policyDBGroupsListKey          = "/policydb/groups/"
+
+	allListKeys = []string{
+		usersListKey,
+		svcAccListKey,
+		groupsListKey,
+		policiesListKey,
+		stsListKey,
+		policyDBUsersListKey,
+		policyDBSTSUsersListKey,
+		policyDBServiceAccountsListKey,
+		policyDBGroupsListKey,
+	}
+)
+
+func (iamOS *IAMObjectStore) listAllIAMConfigItems(ctx context.Context) (map[string][]string, error) {
+	res := make(map[string][]string)
+
+	for item := range listIAMConfigItems(ctx, iamOS.objAPI, iamConfigPrefix) {
+		if item.Err != nil {
+			return nil, item.Err
+		}
+
+		found := false
+		for _, listKey := range allListKeys {
+			if strings.HasPrefix(item.Item, listKey) {
+				found = true
+				name := strings.TrimPrefix(item.Item, listKey)
+				res[listKey] = append(res[listKey], name)
+				break
+			}
+		}
+
+		if !found && !(item.Item == "config/config.json" || item.Item == "/format.json") {
+			logger.LogIf(ctx, fmt.Errorf("unknown type of IAM file listed: %v", item.Item))
+		}
+	}
+	return res, nil
+}
+
+// Assumes cache is locked by caller.
+func (iamOS *IAMObjectStore) loadAllFromObjStore(ctx context.Context, cache *iamCache) error {
+	listedConfigItems, err := iamOS.listAllIAMConfigItems(ctx)
+	if err != nil {
+		return err
+	}
+
+	// Loads things in the same order as `LoadIAMCache()`
+
+	policiesList := listedConfigItems[policiesListKey]
+	for _, item := range policiesList {
+		policyName := path.Dir(item)
+		if err := iamOS.loadPolicyDoc(ctx, policyName, cache.iamPolicyDocsMap); err != nil && err != errNoSuchPolicy {
+			return err
+		}
+	}
+	setDefaultCannedPolicies(cache.iamPolicyDocsMap)
+
+	if iamOS.usersSysType == MinIOUsersSysType {
+
+		regUsersList := listedConfigItems[usersListKey]
+		for _, item := range regUsersList {
+			userName := path.Dir(item)
+			if err := iamOS.loadUser(ctx, userName, regUser, cache.iamUsersMap); err != nil && err != errNoSuchUser {
+				return err
+			}
+		}
+
+		groupsList := listedConfigItems[groupsListKey]
+		for _, item := range groupsList {
+			group := path.Dir(item)
+			if err := iamOS.loadGroup(ctx, group, cache.iamGroupsMap); err != nil && err != errNoSuchGroup {
+				return err
+			}
+		}
+	}
+
+	userPolicyMappingsList := listedConfigItems[policyDBUsersListKey]
+	for _, item := range userPolicyMappingsList {
+		userName := strings.TrimSuffix(item, ".json")
+		if err := iamOS.loadMappedPolicy(ctx, userName, regUser, false, cache.iamUserPolicyMap); err != nil && err != errNoSuchPolicy {
+			return err
+		}
+	}
+
+	groupPolicyMappingsList := listedConfigItems[policyDBGroupsListKey]
+	for _, item := range groupPolicyMappingsList {
+		groupName := strings.TrimSuffix(item, ".json")
+		if err := iamOS.loadMappedPolicy(ctx, groupName, regUser, true, cache.iamGroupPolicyMap); err != nil && err != errNoSuchPolicy {
+			return err
+		}
+	}
+
+	svcAccList := listedConfigItems[svcAccListKey]
+	for _, item := range svcAccList {
+		userName := path.Dir(item)
+		if err := iamOS.loadUser(ctx, userName, svcUser, cache.iamUsersMap); err != nil && err != errNoSuchUser {
+			return err
+		}
+	}
+
+	stsUsersList := listedConfigItems[stsListKey]
+	for _, item := range stsUsersList {
+		userName := path.Dir(item)
+		if err := iamOS.loadUser(ctx, userName, stsUser, cache.iamUsersMap); err != nil && err != errNoSuchUser {
+			return err
+		}
+	}
+
+	stsPolicyMappingsList := listedConfigItems[policyDBSTSUsersListKey]
+	for _, item := range stsPolicyMappingsList {
+		stsName := strings.TrimSuffix(item, ".json")
+		if err := iamOS.loadMappedPolicy(ctx, stsName, stsUser, false, cache.iamUserPolicyMap); err != nil && err != errNoSuchPolicy {
+			return err
+		}
+	}
+
+	cache.buildUserGroupMemberships()
+	return nil
+}
+
 func (iamOS *IAMObjectStore) savePolicyDoc(ctx context.Context, policyName string, p PolicyDoc) error {
 	return iamOS.saveIAMConfig(ctx, &p, getPolicyDocPath(policyName))
 }
diff --git a/cmd/iam-store.go b/cmd/iam-store.go
index 5c126ff32..2bf0c6fc6 100644
--- a/cmd/iam-store.go
+++ b/cmd/iam-store.go
@@ -432,48 +432,56 @@ func (store *IAMStoreSys) LoadIAMCache(ctx context.Context) error {
 	cache := store.lock()
 	defer store.unlock()
 
-	if err := store.loadPolicyDocs(ctx, newCache.iamPolicyDocsMap); err != nil {
-		return err
-	}
-
-	// Sets default canned policies, if none are set.
-	setDefaultCannedPolicies(newCache.iamPolicyDocsMap)
-
-	if store.getUsersSysType() == MinIOUsersSysType {
-		if err := store.loadUsers(ctx, regUser, newCache.iamUsersMap); err != nil {
+	if iamOS, ok := store.IAMStorageAPI.(*IAMObjectStore); ok {
+		err := iamOS.loadAllFromObjStore(ctx, newCache)
+		if err != nil {
 			return err
 		}
-		if err := store.loadGroups(ctx, newCache.iamGroupsMap); err != nil {
+	} else {
+
+		if err := store.loadPolicyDocs(ctx, newCache.iamPolicyDocsMap); err != nil {
 			return err
 		}
-	}
 
-	// load polices mapped to users
-	if err := store.loadMappedPolicies(ctx, regUser, false, newCache.iamUserPolicyMap); err != nil {
-		return err
-	}
+		// Sets default canned policies, if none are set.
+		setDefaultCannedPolicies(newCache.iamPolicyDocsMap)
 
-	// load policies mapped to groups
-	if err := store.loadMappedPolicies(ctx, regUser, true, newCache.iamGroupPolicyMap); err != nil {
-		return err
-	}
+		if store.getUsersSysType() == MinIOUsersSysType {
+			if err := store.loadUsers(ctx, regUser, newCache.iamUsersMap); err != nil {
+				return err
+			}
+			if err := store.loadGroups(ctx, newCache.iamGroupsMap); err != nil {
+				return err
+			}
+		}
 
-	// load service accounts
-	if err := store.loadUsers(ctx, svcUser, newCache.iamUsersMap); err != nil {
-		return err
-	}
+		// load polices mapped to users
+		if err := store.loadMappedPolicies(ctx, regUser, false, newCache.iamUserPolicyMap); err != nil {
+			return err
+		}
 
-	// load STS temp users
-	if err := store.loadUsers(ctx, stsUser, newCache.iamUsersMap); err != nil {
-		return err
-	}
+		// load policies mapped to groups
+		if err := store.loadMappedPolicies(ctx, regUser, true, newCache.iamGroupPolicyMap); err != nil {
+			return err
+		}
 
-	// load STS policy mappings
-	if err := store.loadMappedPolicies(ctx, stsUser, false, newCache.iamUserPolicyMap); err != nil {
-		return err
-	}
+		// load service accounts
+		if err := store.loadUsers(ctx, svcUser, newCache.iamUsersMap); err != nil {
+			return err
+		}
 
-	newCache.buildUserGroupMemberships()
+		// load STS temp users
+		if err := store.loadUsers(ctx, stsUser, newCache.iamUsersMap); err != nil {
+			return err
+		}
+
+		// load STS policy mappings
+		if err := store.loadMappedPolicies(ctx, stsUser, false, newCache.iamUserPolicyMap); err != nil {
+			return err
+		}
+
+		newCache.buildUserGroupMemberships()
+	}
 
 	cache.iamGroupPolicyMap = newCache.iamGroupPolicyMap
 	cache.iamGroupsMap = newCache.iamGroupsMap
diff --git a/cmd/iam.go b/cmd/iam.go
index 0a14c2059..caefb9fb1 100644
--- a/cmd/iam.go
+++ b/cmd/iam.go
@@ -333,6 +333,8 @@ func (sys *IAMSys) Init(ctx context.Context, objAPI ObjectLayer, etcdClient *etc
 	}
 
 	sys.printIAMRoles()
+
+	logger.Info("Finished loading IAM sub-system.")
 }
 
 // Prints IAM role ARNs.
@@ -366,7 +368,7 @@ func (sys *IAMSys) watch(ctx context.Context) {
 		for event := range ch {
 			// we simply log errors
 			err := sys.loadWatchedEvent(ctx, event)
-			logger.LogIf(ctx, err)
+			logger.LogIf(ctx, fmt.Errorf("Failure in loading watch event: %v", err))
 		}
 		return
 	}
@@ -378,7 +380,7 @@ func (sys *IAMSys) watch(ctx context.Context) {
 		select {
 		case <-ticker.C:
 			if err := sys.Load(ctx); err != nil {
-				logger.LogIf(ctx, err)
+				logger.LogIf(ctx, fmt.Errorf("Failure in periodic refresh for IAM: %v", err))
 			}
 		case <-ctx.Done():
 			return